Regular Credit Cards Comparisons



Regular Credit Card Comparisons


Card name
Intro balance
transfer APR
Intro purchase
APR
Regular
purchase APR
Card details
Citi® Diamond Preferred® Card
0%* for18 Months3% or min $5 fee
0%* for18 Months
11.99 - 21.99%*APR Variableafter that
  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.*
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Citi Simplicity® Card (MasterCard)
0%* for18 Months3% or min $5 fee
0%* for18 Months
12.99 - 21.99%*APR Variableafter that
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
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Citi Simplicity® Card (Visa)
0%* for18 Months3% or min $5 fee
0%* for18 Months
12.99 - 21.99%*APR Variableafter that
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
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Discover it®
0%* for18 Months3% fee
0%* forMonths
10.99 - 22.99%*APR Variableafter that
  • 0% intro APR on balance for 18 months—then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%
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Discover it® chrome
0%* for18 Months3% fee
0%* forMonths
10.99 - 22.99%*APR Variableafter that
  • 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred.
  • 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
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Blue Cash Everyday® Card from American Express
0%* for15 MonthsSee terms *
0%* for15 Months
12.99 - 21.99%*APR Variableafter that
  • Get $100 back after you spend $1,000 on purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
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Blue Cash Preferred® Card from American Express
0%* for15 MonthsSee terms *
0%* for15 Months
12.99 - 21.99%*APR Variableafter that
  • Get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
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Amex EveryDay℠ Credit Card from American Express
0%* for15 MonthsSee terms *
0%* for15 Months
12.99 - 21.99%*APR Variableafter that
  • Earn 10,000 points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
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Blue Sky from American Express®
0%* for15 MonthsSee terms *
0%* for15 Months
17.24 - 22.24%*APR Variableafter that
  • Welcome Bonus: Earn 7,500 Bonus Points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Unlimited Travel Options: Every 7,500 points that you earn can be redeemed for a $100 statement credit toward any airline ticket, any hotel stay, car rental or cruise.
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US Airways Premier World MasterCard®
0%* for15 MonthsSee terms *
N/A
15.99 - 24.99%*APR Variableafter that
  • Earn 40,000 bonus miles after your first purchase and payment of the $89 annual fee*
  • First checked bag FREE on eligible bags for you and up to four companions on domestic US Airways operated flights
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U.S. Bank Visa® Platinum Card
0%* for15 Billing Cycles
0%* for15 Billing Cycles
9.99 - 23.99%*APR Variableafter that
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
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Discover it®
0%* for14 Months3% fee
0%* for14 Months
10.99 - 22.99%*APR Variableafter that
  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
  • Rated 4.8 out of 5 stars by over 4,000 cardmembers.*
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Discover it® chrome
0%* for14 Months3% fee
0%* for14 Months
10.99 - 22.99%*APR Variableafter that
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
  • 0% intro APR on purchases and balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% – 22.99%.A 3% fee applies to each transferred balance.
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Citi® Dividend Platinum Select® Visa® Card
0%* for12 Months3% or min $5 fee
0%* for12 Months
12.99 - 22.99%*APR Variableafter that
  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • *Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment in each quarter is quick and easy.
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Citi ThankYou® Preferred Card
0%* for12 Months3% or min $5 fee
0%* for12 Months
12.99 - 22.99%*APR Variableafter that
  • Earn 20,000 bonus ThankYou® Points after $1,500 in purchases within 3 months of account opening – redeemable for $200 in gift cards
  • Redeem ThankYou Points for gift cards, electronics or even cash rewards. You can also shop with points earned with your card at Amazon.com.
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Barclaycard Arrival™ World MasterCard®
0%* for12 MonthsSee terms *
0%* for12 Months
14.99 - 18.99%*APR Variableafter that
  • Earn 20,000 bonus miles when you spend $1,000 on purchases in the first 90 days — that’s enough to redeem for a $200 travel statement credit
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
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Miles & More® Premier World MasterCard®
0%* for12 MonthsSee terms *
0%* for12 Months
15.99 - 24.99%*APR Variableafter that
  • Earn 20,000 award miles after your first purchase or balance transfer
  • Earn up to 15,000 award miles with balance transfers (1 mile per $1 transferred) within 30 days of account opening
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Discover it® for Students
See terms *
0%* forMonths
12.99 - 21.99%*APR Variableafter that
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically. 1% cash back on all other purchases.*
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Discover it® for Students with $20 Cashback Bonus
See terms *
N/A
12.99 - 21.99%*APR Variableafter that
  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back at gas stations on up to $1,500 in purchases from July through September 2014 when you sign up*. 1% cash back on all other purchases automatically. 1% cash back on all other purchases.*
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Discover it® chrome for Students
N/A
0%* forMonths
12.99 - 21.99%*APR Variableafter that
  • No annual fee, no late fee on your first late payment, no overlimit fee and no foreign transaction fee*.
  • 2% cash back automatically on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed*. 1% cash back on all your other purchases.
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True Earnings® Card from Costco and American Express
N/A
0%* forMonths
15.24%* APR Variable after that
  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
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Simmons First Visa® Platinum
N/A
N/A
7.25%* APR Variable
  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Low 7.25% variable standard purchase APR and platinum benefits
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Barclaycard® Ring MasterCard®
N/A
N/A
8%* APR Variable
  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
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Simmons First Visa Platinum Rewards
N/A
N/A
9.25%* APR Variable
  • Created for those with Excellent Credit and approval is based on your credit rating and application review.
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
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First Progress Platinum Prestige MasterCard® Secured Credit Card
N/A
N/A
11.99%* APR Variable
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
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Williams-Sonoma Visa Signature® Card
N/A
N/A
13.74 - 21.74%*APR Variable
  • Receive 2,500 bonus points upon your first purchase
  • Enjoy free Online Shipping
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Harley-Davidson® Visa® Credit Card
N/A
N/A
13.99 - 22.99%*APR Variable
  • Earn 3 points for every $1 spent at Harley-Davidson® dealerships
  • Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants
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Ace Rewards® Visa Card
N/A
N/A
13.99 - 22.99%*APR Variable
  • Earn Rewards faster!
  • Up to 10% back quarterly in popular categories
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Club CarlsonSM Premier Rewards Visa Signature® Card
N/A
N/A
13.99 - 22.99%*APR Variable
  • Earn up to 50,000 Gold Points after your first purchase, plus 35,000 points once you spend $2,500 on your card within the first 90 days - that's up to 9 Free Award Nights at Category 1 hotels
  • 10 points per $1 spent in eligible net purchases at participating Carlson Rezidor hotels worldwide
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The Barnes & Noble MasterCard®
N/A
N/A
13.99 - 24.99%*APR Variable
  • Earn a $25 Gift Card after your first purchase.
  • Get 5% back at Barnes & Noble.
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Citi ThankYou® Premier Card
N/A
N/A
13.99 - 22.99%*APR Variable
  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening
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Barclaycard Arrival Plus™ World Elite MasterCard®
N/A
N/A
14.99 - 18.99%*APR Variable
  • Earn 40,000 bonus miles when you spend $3,000 on purchases in the first 90 days — that’s enough to redeem for a $400 travel statement credit
  • Earn 2X miles on all purchases
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First Progress Platinum Select MasterCard® Secured Credit Card
N/A
N/A
14.99%* APR Variable
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
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Starwood Preferred Guest® Credit Card from American Express
N/A
N/A
15.24 - 19.24%*APR Variable
  • Earn up to 25,000 bonus Starpoints®
  • Earn 10,000 Starpoints after your first purchase on the Card and an additional 15,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months.
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Gold Delta SkyMiles® Credit Card
N/A
N/A
15.24 - 19.24%*APR Variable
  • Earn 30K bonus miles after you make $1K in purchases on your new Card within your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
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OpenSky® Secured Credit Visa® Card
N/A
N/A
17.5%* APR Variable
  • Build Your Credit with our monthly reporting to all 3 credit bureaus
  • Control Your Finances, start with a security deposit and credit line as low as $200
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Credit One Bank® Credit Card with Gas Rewards
N/A
N/A
17.9 - 23.9%*APR Variable
  • 1% back on all gas purchases
  • No limit to the gas rewards you can earn
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Credit One Bank® Credit Card -- Online Credit Score Tracking Included
N/A
N/A
17.9 - 23.9%*APR Variable
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score!
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Credit One Bank® Platinum Card
N/A
N/A
17.9 - 23.9%*APR Variable
  • Get pre-qualified for a Visa Platinum card
  • Automatic reviews for credit line increase opportunities
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Credit One Bank® Credit Card – Online Credit Score Tracking Included
N/A
N/A
17.9 - 23.9%*APR Variable
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score!
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The First Progress Platinum Elite MasterCard® Secured Credit Card
N/A
N/A
19.99%* APR Variable
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
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Barclaycard® Rewards MasterCard® - Average Credit
N/A
N/A
24.99%* APR Variable
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
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The Platinum Card® from American Express
N/A
N/A
N/A
  • Earn 40,000 points after you spend $3,000 on purchases on your new Card in your first 3 months.
  • Up to a $200 Airline Fee Credit Annually.
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American Express® Premier Rewards Gold Card
N/A
N/A
N/A
  • Get 25,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
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Tronix Country
N/A
N/A
N/A
  • Reward Points
  • Similar to major credit cards, you can earn and redeem points for all kinds of cool electronics and much more. See website for details
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